What Not to do Before Buying a House
1. Don't make a major purchase. This will change your credit score and possibly disqualify you from a mortgage.
2. Don't change jobs unless it's absolutely necessary. A consistent work history is crucial to lenders.
3. Don't give earnest money directly to a For Sale By Owner seller.
4. Don't forget to switch utilities. Call the utility companies as soon as you have a contract.
5. Don't forget to get Hazard Insurance as long before closing as possible.
6. Don't ignore lender requirements. Be absolutely clear on what the lender requires and take care of it.
7. Don't go it alone. A reliable real estate professional will help you with all the details, including the ones you didn't think of.
Lamont Hyde
TMG HOME LOANS
562-968-7004
NMLS 1478632 / BRE 1863312